Southern Homes Mortgage
Program Options

Thank you for using myscmortgage.com the internet's easiest mortgage web site. The following is a description of our financing programs available. At the end of each description you will have the opportunity to start the application process.

Remember! Most of our programs can be used to purchase or refinance a home.

• 100% Financing: This is the most popular way to finance a new home with no money down. Financing 100% of the purchase price allows you to save your money for a rainy day. This program is great for first time home buyers. Click here.
• Low Fixed or Adjustable Rates: At Southern Homes Mortgage we are connected with the nations top lenders, assuring that you'll get the most competitive rates desired. Click here.
• Lower Your Monthly Payments: Our refinance programs can lower your total monthly payments in a variety of ways. Choose from mortgage programs that lower your interest rate, have an interest only feature to greatly reduce your payment, or that allow cash out for debt consolidation. Click here.
• Cash Out: If you would like to utilize your equity, Southern Homes Mortgage has several programs that will allow up to $1 million dollars in cash out at closing. Put your equity to use for college tuition, home improvement, or debt consolidation. Click here.
• Southern Homes Mortgage prides itself on the variety of mortgage finance options we offer to our customers. Our programs can accommodate those borrowers with excellent credit, and those borrowers who have experienced some credit problems. Our loan officers have experience with any situation and treat every customer with the same high level of respect and service. Southern Homes Mortgage has many different mortgage alternatives, from the conventional FannieMae programs, to very aggressive and liberal sub prime, non conforming programs. Click Here.
• Southern Homes Mortgage also offers financing for a variety of property types, such as: Construction Loans, land/acreage loans, multi family buildings, investment properties, condos, second homes, and vacation properties. We also can place the hard to find rural and farm loans, and development loans.Click Here.
• Many of our development and commercial loans can make getting business and construction funds much easier.